A mutual fund app is a smartphone application that enables people to invest in mutual funds using their mobile device and an active internet connection. These apps help users invest in mutual funds through essential features that let them view fund choices and build SIP plans while tracking portfolio performance. Users can find suitable mutual funds through the app based on their investment purpose and degree of risk tolerance. People at all levels of investing skill can use apps because they provide quick updates along with expert suggestions and digital Know Your Customer (KYC) verification tools. You can now invest smartly anywhere using your device at your convenience.
Using a few basic taps, you can access top funds and monitor your investments while setting financial targets on your smartphone. Whether you’re sipping chai at home or on your way to work, these apps let you research, invest, track, and optimize your portfolio in real-time. With smart features like goal-based investing, robo-advisory, real-time analytics, and paperless KYC, today’s mutual fund apps are not just tools — they’re your personal finance companions.
You can use these apps to invest your money safely and build your wealth, with options available for both small amounts starting at Rs 500 and larger sums starting at Rs 5 lakhs. Let’s explore!
| App Name | Total Downloads | Best Suited For | User Rating |
|---|---|---|---|
| Groww | 50 Crore | Both new and seasoned investors looking for an easy-to-use platform to access mutual funds, stocks, and IPOs. | 4.3/5 |
| Zerodha Coin | 1 Crore | Investors looking for zero-commission direct mutual fund investments integrated with their Zerodha trading accounts. | 4.2/5 |
| ET Money | 1 Crore | Individuals are interested in a comprehensive platform for mutual funds, stocks, NPS, and expense tracking. | 4.4/5 |
| Paytm Money | 1 Crore | Investors seeking a platform within the Paytm ecosystem offering mutual funds, stocks, IPOs, and NPS investments. | 4.1/5 |
| Kuvera | 10 Lakh | Users are looking for goal-based investment planning with access to direct mutual funds without commissions. | 4.3/5 |
| Angel One | 5 Crore | Investors desire a full-service brokerage platform with mutual funds, stocks, and other financial services. | 4.0/5 |
| myCAMS | 50 Lakh | Investors manage multiple mutual fund holdings across various AMCs through a single interface. | 4.3/5 |
| KFinKart | 10 Lakh | Users seeking a unified platform to manage investments across multiple mutual fund houses. | 3.7/5 |
| Upstox | 1 Crore | Investors are interested in a robust platform for stocks, mutual funds, and derivatives trading with advanced features. | 4.5/5 |
| INDmoney | 1 Crores | Users are looking for an all-in-one finance app to track, plan, and invest across various financial instruments. | 4.6/5 |
Top 10 Mutual Fund Apps in India
A mutual fund app gives you better ways to manage your money and build wealth confidently as you invest in the digital world.
1. Groww
Groww leads mutual fund investment apps in India by delivering minimalist digital design and investor-centered solutions. The platform suits new traders and advanced investors since it presents a simple management system and many direct mutual fund solutions. Through various funds, Groww enables users to discover investment opportunities and track their money’s performance. Indian investors prefer Groww because it provides a simple SIP setup alongside immediate KYC approval and displays investment results in real time. Groww is also recognized as the best app for SIP investment in India.
Salient Features of Groww:
- Direct mutual fund investment with zero commission
- Clean, easy-to-use interface
- Instant account setup with paperless KYC
- Track SIPs, portfolio value, and returns
- Detailed fund comparison and insights
- Available on Android, iOS, and web
- Also supports stocks, FDs, gold, and US stock investments